Calculators/Rent vs Buy

Rent vs Buy Calculator 2026

Should you rent or buy a home? This calculator compares the true 10-year cost of each option.

Buying Scenario

$

Renting Scenario

$

What This Calculator Considers

  • ✓ Mortgage payments (P&I)
  • ✓ Property taxes (est. 1.2%)
  • ✓ Maintenance (est. 1%/yr)
  • ✓ Home appreciation
  • ✓ Equity built over time
  • ✓ Opportunity cost of down payment
  • ✓ Rent increases over time
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