Rent vs Buy Calculator 2026
Should you rent or buy a home? This calculator compares the true 10-year cost of each option.
Buying Scenario
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Renting Scenario
$
What This Calculator Considers
- ✓ Mortgage payments (P&I)
- ✓ Property taxes (est. 1.2%)
- ✓ Maintenance (est. 1%/yr)
- ✓ Home appreciation
- ✓ Equity built over time
- ✓ Opportunity cost of down payment
- ✓ Rent increases over time
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