You can own real estate through public REITs (liquid, diversified) or direct rentals (more control, more work).
REITs and Crowdfunding
Start with index REIT ETFs for exposure without landlord duties. Understand liquidity and fees on platforms.
Rental Math
Underwrite rent minus PITI, vacancy, maintenance, capex. Positive cash flow after realistic reserves is the goal.
House Hacking
Buy a duplex or rent rooms to offset the mortgage—great first step if you can tolerate tenants next door.
Conclusion
Match strategy to capital and time. Never stretch to 100% of what the bank will lend.