Dollar-Cost Averaging: Why This Simple Strategy Beats Market Timing

DCA means buying a fixed dollar amount on a schedule. You buy more shares when prices are low and fewer when high.

Psychology

Removes the urge to wait for the “perfect” entry.

Lump Sum

Studies often show lump sum wins long-term—emotionally, DCA may still be better if it keeps you invested.

Conclusion

Automate contributions on payday.